LABF

Laborers’ & Retirement Board Employees’ Annuity and Benefit Fund of Chicago

Covers City of Chicago laborers and other manual-labor employees. Was over 100% funded as recently as 2001.

Funded (FY2025)
44.3%
+3.6pp YoY
Market basis
Unfunded Liability
$1.76B
$-0.11B YoY
AAL minus market assets
Market Assets
$1.39B
AAL: $3.13B
Assumed Return
6.75%
Target: 90% by 2058

Assets vs liabilities

1997–2025

Total accrued liability ($3.1B in FY2025) shown as the shaded band. Market value of assets ($1.4B) as the solid line. The dashed line is the actuarial value, which smooths investment gains and losses over a few years.

Source: Public Plans Database

Funded ratio

Market basis (solid), actuarial basis (dashed)

Market-basis funded ratio uses the actual market value of assets on the balance sheet date. The actuarial basis uses a smoothed asset value that dampens short-term market swings. The dashed horizontal line is the statutory funding target.

Source: Public Plans Database